This white paper addresses the transformation of financial services with a data-first strategy. It highlights the importance of leveraging data and cloud technology to modernize, personalize and grow. The document also outlines the most important challenges and solutions for creating data-driven customer experiences, including data overload, data silos, secure data access, security threats, legacy technology, fraud and regulatory compliance, climate risk and sustainability, and digital-priority disruptors.

• How can leveraging data and cloud technology help modernize and personalize financial services?
• What are the most important challenges in creating data-driven customer experiences and how can they be addressed?
• How can financial institutions manage security threats and ensure secure data access?
• Why is it important to move away from old technology and what are the benefits of doing so?
• How can financial institutions address fraud and regulatory compliance and why it is so important to consider climate risk and sustainability?